Preheat your air fryer to 400°F for about 5 minutes. This will help ensure even cooking and a crispy exterior.
In a medium bowl, stir together the vegan refried beans with the ground cumin, chili powder, and garlic. Stir in the cheddar cheese, making sure it's evenly distributed throughout the bean mixture.
Spoon 3 tablespoons of the bean and cheese filling in a line down the center of the tortilla. Carefully roll the tortilla around the filling, creating a tightly packed cylinder. Seal the edges with a dab of water or gently press them together and set aside.
Spray the air fryer basket with avocado oil cooking spray to prevent sticking. Place the taquitos in the basket, seam side down, making sure they are not touching each other to allow for even air circulation. You may need to cook the taquitos in batches, depending on the size of your air fryer.
Cook the taquitos in the preheated air fryer for approximately 8-10 minutes, or until they turn golden brown and crispy. Halfway through cooking, carefully turn the taquitos over to ensure even browning on all sides.
Once the taquitos are perfectly cooked, remove them from the air fryer and let them cool for a minute before serving. Garnish with your favorite toppings and serve warm.